Car Accident Lawyer in Washington County, Maine

If you or someone you love was hurt in a car accident, consider reaching out to J. Austin Murdick, a car accident lawyer in Washington County, Maine. A car accident can leave you with serious and life-altering injuries. If you suffered a spinal injury, neck injury, back injury, broken bones, brain injury, internal injury, or other serious injury, and have become disabled as a result, you might be entitled to seek a significant settlement through an auto insurance claim or by seeking damages directly from a negligent party.

You may only have a limited time to make a claim under the law. You don’t have to navigate the car accident claim process alone. Contact J. Austin Murdick, a car accident lawyer in Washington County, Maine today.

How Can a Car Accident Attorney in Washington County, Maine Help Me with My Car Insurance Claim?

If you’ve been seriously hurt in a car accident, one of your first steps will be to let your auto insurance company know. Under Maine law, all drivers are required to carry minimum auto insurance. Maine’s minimum insurance requirements are $50,000 per person and $100,000 per accident to cover bodily injury, and $25,000 to cover property damage. Yet even Maine’s Bureau of Insurance notes that a serious injury accident can “quickly exhaust these limits.” Think about it, a serious injury where a victim needs emergency surgery can quickly result in hundreds of thousands of dollars in medical bills, or more. And most vehicles on the road today are worth way more than $25,000. A totaled vehicle can lead to tapped-out insurance. State law also requires individuals to purchase underinsured and uninsured motorist coverage at $50,000 per person and $100,000 per accident. Underinsured and uninsured motorist coverage may be able to cover some gaps, but many people elect to purchase higher limit policies to more robustly protect themselves in an accident. Unfortunately, not everyone does this. Understanding the limits of your policy is very important when navigating the auto insurance claim process.

An accident claim will first involve you letting your insurance company know you were hurt in a car accident. Next, you’ll be assigned an insurance adjuster to review your policy and injuries. This is where disputes can arise. Many car insurance policies have fine print and some limitations. Sometimes insurance adjusters may make estimates of losses or damages that are lower than what an injured individual might be entitled to receive.

Here’s a simple example of how this can work. Let’s say your car is totaled in an accident and you purchased coverage that would compensate you for the full value of your vehicle. Already, we have some important questions to ask. For example, when your insurance covers the full value of your vehicle, this can mean two different things: does your insurance cover the full value of a brand-new vehicle even if yours wasn’t new—or does it only cover the value of a vehicle of similar age, make, and model?

Your insurance adjuster’s job is to determine how much money you would need to purchase your new or used vehicle on the current market. Whether you’ll receive money for a brand-new vehicle of the same type and model, or whether you’ll receive money for a used vehicle, the same age, type, and model of your totaled vehicle will depend on the type of insurance you have. If your insurance covers the cost of a used vehicle, insurance adjusters might use a range of estimates and data to estimate the cost of a replacement vehicle. They might look at the Blue Book cost, or they might use data from local dealers, or they might use national data. The problem is that these figures can be radically different, depending on where you live and where you’re purchasing your vehicle. If you have been offered a settlement, it is wise to look around at the selling prices in your neighborhood. If the settlement doesn’t match the selling prices, you might want to speak to your adjuster. A car accident lawyer can also help you with this process.

But imagine a far more complicated scenario—one involving medical bills, or long-term disability. This is also where a car accident lawyer in Washington County, Maine can help. J. Austin Murdick. is a car accident attorney in Washington County, Maine that can read through the fine print of your auto insurance policy, help you understand your rights under your policy, and help negotiate with insurance adjusters to help you get the best possible settlement permitted under the law.

What Steps Should I Take After a Car Accident in Washington County, Maine?

If you’ve been hurt in a car accident in Washington County, Maine, your first steps should be to make sure everyone is safe and to seek medical attention for any injuries. You are legally required to report a car accident to police if anyone was injured or killed in the accident, or if property damage exceeded $1,000. Yet even minor fender benders can result in costly damages, and even if no one seems injured on the scene, some injuries might take days or weeks before they become apparent. It’s always a good idea to report any auto accident you’ve been involved in.

As soon as you can, you’ll want to report your accident to your insurance company. If you can, at the scene of the accident, take photos, get the names of witnesses, and exchange information with the other driver. These are just some basic steps you can take to protect your rights, but if you have been seriously injured, have a question about whether you have the right to make a personal injury claim, have a question about what your claim might be worth, or are being blamed for the auto accident, you might also want to reach out to a Washington County, Maine car accident lawyer as well. J. Austin Murdick is a Washington County, Maine car accident attorney who is here to help you navigate the aftermath of a car accident.

Contact a Car Accident Lawyer in Washington County, Maine

If you’ve been hurt in a car accident in Washington County, Maine, reach out to the car accident attorney at J. Austin Murdick today. Our car accident lawyer is here to learn more about your case and offer guidance on the next steps. You don’t have to navigate the claims process alone.

Practice Areas

PRACTICE AREAS

CAR ACCIDENT

Truck Accident Lawyers

The truck accident lawyer in Washington County, Maine at J. Austin Murdick helps truck accident victims seek compensation for their injuries following serious truck accidents. The truck industry makes nearly one trillion dollars in revenue every year. Yet despite these unimaginable sums, thousands of people die every year, and thousands more are seriously injured in truck accidents. Truck companies are required to take steps to keep the public safe, but accidents still happen, and in many of these cases, the accidents result from truck company negligence or driver error. Truck accidents are more likely to be more serious than auto accidents because of the sheer size of the vehicles involved. Truck companies and drivers are also required to hold higher limit insurance policies to protect themselves and other drivers in the event of a crash.

Personal Injury Lawyers

If you have been seriously injured in an accident in Washington County, Maine, J. Austin Murdick is a personal injury lawyer that may be able to help you seek compensation for your medical bills, rehabilitation costs, lost wages, and more. The aftermath of a serious injury can be a very challenging time for victims and their families, yet you don’t have to navigate the aftermath of a serious accident on your own. J. Austin Murdick offers compassionate and caring personal injury legal representation in Washington County, Maine. Our personal injury law firm helps victims of car accidents, truck accidents, slip and fall injuries, and medical malpractice.

Medical Malpractice Lawyers

J. Austin Murdick is a medical malpractice lawyer in Washington County, Maine who helps individuals who have been injured due to medical errors or medical negligence. If you or someone you love was hurt due to medical malpractice, reach out to J. Austin Murdick, a medical malpractice lawyer in Washington County, Maine today. You may only have a limited time to bring forth your case. Medical malpractice claims can be highly complex and may require medical review. If you suspect that you or someone you love has been hurt due to a medical error, reach out to J. Austin Murdick, a medical malpractice lawyer in Washington County, Maine.

Slip & Fall Lawyers

J. Austin Murdick is a slip and fall lawyer in Washington County, Maine who helps individuals who have been hurt in slip and fall accidents. Slip and fall injuries can be especially devastating to the elderly, but people of all ages can suffer serious injuries in slip and fall accidents. If you’ve been hurt in a slip and fall accident, you may have legal options. Individuals may be entitled to receive compensation to cover their medical bills, rehabilitation expenses, lost wages, and pain and suffering damages. Renter’s insurance, property insurance, and commercial property insurance may be able to cover individuals and companies when people get hurt in slip and fall injuries.

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Phone
(207) 259-6027
Address
39 Center Street
Machias, Maine, 04654